While we do perform a credit check on all prospective borrowers, bad credit doesn’t automatically disqualify you from obtaining a loan. We look at several factors to determine eligibility, and we’re often able to extend loans to borrowers with bad or even no credit. Even if you recently went through a bankruptcy, you may qualify for a loan immediately upon discharge. We work with many borrowers who are looking to rebuild their credit. Ask your representative about our second-chance loans to learn more about options for borrowers who have been turned away elsewhere.