Same-Day Approval and Funding.

Most applications are approved and funded the same day you apply. So you can get your new ATV or UTV fast!

Payment Plan Options.

We can work with you to find a short-term or long-term monthly payment plan that works with your budget.

25+ Years Serving the Community.

Get your ATV loan in Tennessee with confidence, knowing we’ve been providing Tennessee locals with loans since 1994.

No Credit? Poor Credit? Let’s Talk.

We realize that your credit score doesn’t define you. We may be able to work with you if your credit is poor.

Superior Customer Service.

It’s in our name! We’re known for providing our valued customers with a superior experience. We’re here to help.

Easy Application Process.

Applying is a breeze. We’ll just need some basic information, and you can apply online or at any of our seven Tennessee brick-and-mortar locations.

ATV Loans in Tennessee for Bad Credit

We know that you’re more than just a credit score. Sometimes we may offer ATV loans to folks with bad credit. Although we do run a credit check, there are no minimum credit scores and no occupational requirements.

Apply for Your ATV or UTV Loan Today

At Superior Financial Services, we make lending easy. Just apply online, by phone, or in person at one of our seven convenient locations in Tennessee. We’ll provide you with a same-day decision, and we may even be able to provide you with your ATV loan in Tennessee the same day.

We offer a variety of UTV loans in Tennessee, including secured, unsecured, signature, and installment loans, and our friendly lenders can help you to find the terms that are right for your situation.


What do I need to apply?

We’ll just need your social security number, address, phone number, housing status, income information, and bank information.

Is approval guaranteed?

Approval isn’t guaranteed. However, our approval process is not credit score-based, so ATV financing with bad credit may be possible! 

What are the terms for an ATV loan in Tennessee?

We offer short-term (12 months) and long-term (72 months) monthly payment plans. Contact us, and we’ll work with you to find the best option.

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