How Many Credit Cards Should I Have To Build Credit?
Navigating which credit cards are best and how many you should have can be tricky. Here are some guidelines to help you build credit along the way.
Credit Score
Does a Missed Payment Affect Your Credit Score?
There are many things that can affect your credit score, like hard inquiries and opening new accounts. But does missing a payment affect your credit score?
5 Tips To Keep in Mind When Purchasing a New Car
Whether your first vehicle or your first upgrade, it helps to have several tips and suggestions in your back pocket during your search. Here’s what to know.
5 Debt Management Tips
Debt can be a double-edged sword. When used with control, it can help drag you out of tough financial positions and improve your life. If it accumulates, however, it could expose you to a lot of stress. From struggling to repay your debt to receiving never-ending phone calls from lenders, having accumulated a lot of …
Understanding Soft vs. Hard Credit Checks
Your credit score will affect more than your ability to get financed. It will impact where you live, and could affect your employment, as well. Ensuring that your score remains as attractive as possible is essential. Every time someone checks your credit report, it is registered as either a hard or soft inquiry. While hard …
How Is a Credit Score Calculated?
It’s a simple three-digit number, but your credit score can dictate the direction of a lot of things in your life. It determines the volume of loans you can get, the interest rate, and other loan repayment details. It can also dictate other aspects of your life, from where you live to the kind of …
Tips for Increasing Your Low Credit Score
A bad credit score can limit your loan options, make it difficult to buy a house or rent an apartment, and even hinder your job prospects. Regardless of why your score is suffering in the first place, there are a few easy ways to get back in the good graces of the major credit bureaus—even …
